Jan 27
I have worked in the same company as my partner for a number of years. In fact we have both worked there for longer. However we only started dating after a number of years and yes, I should have made a move earlier but I didn’t. Nor did she, so we are equally to blame for not starting the rest of our lives earlier. Still, as they say, you can’t change the past so I’m not going to beat myself up too much; suffice to say, I wish I had. Society would describe me as a professional, like my partner and we live a pretty comfortable life with a number of holidays and have savings to fall back upon should the need arise.
Financially I have always tried to keep a tight ship and regularly review my spending, keeping abreast of any new savings policies that have been released, trying to utilise my tax free allowance that the chancellor allows in the budget. I have spoken to both my parents and my partner’s parents about possible inheritance tax liabilities and the best ways of mitigating any potential liabilities there are, given the increased likelihood of their deaths before ours. However, where I feel I do make most of an impact on things is to keep an eye on where we have arrangements for our regular outgoings. Clearly our major outgoing is our joint mortgage and fortunately we have a tracker mortgage which has allowed us to enjoy relatively low monthly payments for some years now. I also keep an eye on the comparison websites such as Permanent Health Insurance to check on the cost of gas and electricity providers and telephone and broadband providers.
Source: http://www.permanenthealthinsurance.uk.com/blog/2012/01/27/i-use-permanent-health-insurance-website-see-if-im-paying-too-much/
Tags:
Broadband Providers,
Budget,
Chancellor,
Deaths,
Electricity Providers,
Free Allowance,
Health Check,
Health Insurance,
Holidays,
Inheritance Tax,
Insurance,
Likelihood,
Outgoings,
Parents,
Permanent Health Insurance,
Permanent Insurance,
Rest Of Our Lives,
Tax Liabilities,
Tight Ship,
Tracker Mortgage
Related posts
Tagged with: Broadband Providers • Budget • Chancellor • Deaths • Electricity Providers • Free Allowance • Health Check • Health Insurance • Holidays • Inheritance Tax • Insurance • Likelihood • Outgoings • Parents • Permanent Health Insurance • Permanent Insurance • Rest Of Our Lives • Tax Liabilities • Tight Ship • Tracker Mortgage
Nov 14
When I met my wife to be she was a tenant living in a friend’s property. We hit it off immediately and I knew that she was the person I was looking for. Fortunately for me she felt the same and we were married the following year. Since I remember both my parents had educated me about money, the need for saving, insurance and above all the need to get a career that would provide an income sufficient that would be able to support a family. My father had always dealt with a financial adviser and he was the man who arranged our critical illness cover that was very reasonably priced as I was taking it out at quite an early age. In recent years my wife and I have had a couple of children and my own business has flourished allowing me to delegate many of the mundane tasks to others allowing me to enjoy the fruits of success that I had planned for all those years ago. Clearly the education I received has enabled me to make the right decisions I have needed to or at least provided me the tools to know to spot an opportunity when it occurs.
Source: http://criticalillnesscover.uk.com/blog/2011/11/14/critical-illness-cover-product-which-should-be-compared-illnesses-covered/
Tags:
Career,
Critical Illness Cover,
Decisions,
Education,
Financial Adviser,
Fruits,
Illnesses,
Insurance,
Met,
Money Saving,
Mundane Tasks,
Own Business,
Parents,
Saving Insurance,
Success,
Tools
Related posts
Tagged with: Career • Critical Illness Cover • Decisions • Education • Financial Adviser • Fruits • Illnesses • Insurance • Met • Money Saving • Mundane Tasks • Own Business • Parents • Saving Insurance • Success • Tools
